Job Title: Data / Portfolio Risk Analyst
Location: Lagos
Employment Type: Full-time
Salary: N3,500,000 – N4,000,000 / Annum.
The Concept Group is a holding company established in 1992. Subsidiaries under the Group include: Rosabon Financial Services – Nigeria’s Leading Financial Intermediary and Equipment Leasing Company, Concept Nova – Bespoke Enterprise IT Solutions Company, Percy Aitkins – Bureau De Change.
We are recruiting to fill the position below:
Job Title: Data / Portfolio Risk Analyst
Location: Lagos
Employment Type: Full-time
Role Summary
- We’re looking for a Portfolio Risk Analyst who combines strong data analysis skills with hands-on portfolio and credit risk experience.
- You’ll monitor, analyze, and improve our loan and lease portfolios, identify credit risks, track trends, strengthen collections, and deliver clear, data-backed insights that drive smarter decisions and reduce losses.
Key Responsibilities
- Analyze loan and lease portfolios using data-driven methods to identify risk, trends, and opportunities.
- Monitor key credit risk metrics (PD, LGD, EAD) and recommend portfolio adjustments.
- Track defaults, concentration risk, and stress losses to inform risk strategies.
- Build, maintain, and deliver high-quality dashboards and reports for management.
- Ensure compliance with credit and risk policies.
- Collaborate with and oversee collections teams to optimize debt recovery processes.
- Provide actionable insights that improve credit quality, portfolio performance, and decision-making.
- Train team members on emerging risk trends, data tools, and best practices.
Key Requirements
- Bachelor’s degree in Finance, Accounting, Economics, Data Science, or a related field.
- 5+ years experience in portfolio risk, credit risk, or collections, with strong data analysis background.
- Expertise in credit risk management, portfolio analytics, and loan performance monitoring.
- Advanced Excel skills; experience with data visualization tools (Power BI, Tableau) is a plus.
- Proven ability to combine analytical insights with practical risk management actions.
- Experience supervising or collaborating closely with collections teams.
- Strong analytical thinking, problem-solving, communication, and decision-making skills.
Core Skills:
- Risk Management
- Portfolio Management
- Credit Risk Analysis
- Data Analysis / Reporting
- Collections & Debt Recovery
What Success Looks Like:
- Portfolio risk exposure reduced and performance improved.
- Accurate, timely, and actionable data-driven risk reports.
- Optimized collections outcomes and stronger compliance.
- Insights that management can confidently act on to improve credit quality.
Salary
N3,500,000 – N4,000,000 / Annum.
Application Closing Date
Not Specified.
How to Apply
Interested and qualified candidates should send in their CV to: careers@conceptgroup-ng.com using the Job Title as the subject of the email.
